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Here is some good advice from MyForeclosureAttorney:

Do not borrow any money from Sun Trust Bank or Mortgage.
As the foreclosures continue to pour into Florida, we have been able to see which lenders so far are reasonably responding to our consumer's hardships. Sun Trust is by far the one responding the worse of all of them. They have been demanding unreasonable recovery amounts and if they do not get such amounts, they have taken a ‘who cares' attitude towards our consumers. They are not the mortgage lender you want to have if you ever fall into foreclosure.  Please keep this mind when you are taken out mortgage financing, because on the back end, if things do not work out, you do not want a lender who will not work with you on a reasonable solution, other than we will see you at the final foreclosure auction sale, all the while we will destroy your credit and future livelihood.  I just want to say this one more time, they are by far the worse mortgage lender to have.

Do not bank with lenders you borrow money from.
Here's some advice. Do not bank with lenders you borrow money from. If for whatever reason you can not make a loan payment, the lender will automatically and without notice debit any bank account you have with them to pay the delinquent amount on the loan. They have hidden this right to do so in the small print of all that paperwork they make you sign to open a bank account.

East Coast Community Bank, Florida. Some advice, do not borrow any money from this bank.
Do not borrow any money from East Coast Community Bank. In a recent routine foreclosure action, Hillsborough County, Florida Case No.:08-493-A, Thirteenth Judicial Circuit, East Coast Community Bank sold and transferred its promissory note to two private individuals to continue and carry out the foreclosure law suit.

If East Coast Community wants to call itself a bank, then they better start acting like one. Your larger and more respectable banks and institutional lenders would not be caught dead doing such a thing, as it has an incredibly damaging impact upon consumer public relations and image when the people find out. East Coast Community needs to staff its banks better in order to respond to mortgagors and homeowners who suffer a hardship, otherwise I would advise you to stay away from borrowing any money from them whatsoever, especially mortgage loans.

Currently, East Coast Bank's version of 'Community' appears to be to let your neighbors or friends prey upon a borrower's hardship and to complete the eviction process as an investment, while the bank quickly washes its hands of the situation. Let all Florida consumers hope that the other banks do not share this view.